APY may change before or after you open anaccount. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Limits apply. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. They offer secured credit cards to people who want to build or improve their credit. Subject to other banks restrictions and fees. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Mobile check cashing & deposit, online bill pay and track your spending 24/7. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Visit GreenDot.com today. Opt-in required. Calculator, See All I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . This question is about GO2bank Credit Cards. to Repair Your Credit, How The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Posts, Credit Card Payoff Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Go Rewards Visa Gold Credit Card: All purchases at or payments to establishments including but not limited to gasoline stations, online purchases, drugstores and supermarket are eligible to earn Go Rewards Points. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. As such, early direct deposit availability may vary from pay period to pay period. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Active personalized card required. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Calculator, Auto Visit, Activate your Card for FDIC insurance eligibility and other protections. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. 2.00% Annual Percentage Yield. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. You may only transfer money in or out of the Vault 20 times per day. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Go to Settings, Manage Card. Limits apply. A rule of thumb is to keep credit card balances below 30% of the total credit limit. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Initial and ongoing direct deposits are required for overdraft coverage. 3 stars. to maintain accurate information. Overdrafts are paid at our discretion. Or no credit? Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. Reviews, Rent See Deposit Account Agreement (PDF) for terms and conditions. Additional customer verification may be required. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. All rights reserved. It's free and available to anyone, whether or not you have a Capital One product. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. Snap photos Follow the prompts to take pictures of your check. Apply For Green Dot Platinum Credit Card. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. Fees on your primary deposit account may reduce earnings on your savings account. Once approved, your card should arrive in 7-10 business days. All Loans, All Work, The Truth about Credit It has four different cards with features and benefits for a variety of consumers. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. You can make your monthly payments at any participating retailer. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Not a gift card. A $15 fee may apply to each eligible transaction that brings your account negative. Opt-in required. All checks are subject to approval for funding in Ingo Moneys sole discretion. A $15 fee may apply to each eligible purchase transaction that brings your account negative. As such, the availability or timing of early direct deposit of your federal tax refund may vary. Annual Fee: $75/99. See, Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Card balance limitsapply. 2.50% Annual Percentage Yield (APY) as of October 2022. SeeDeposit Account Agreement (PDF)for terms and conditions. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. Visit GreenDot.com today. Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Fees on your primary deposit account may reduce earnings on your savings account. Prompt notice is required. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. See Deposit Account Agreement (PDF)for terms and conditions. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. APPLY WITH CONFIDENCE Active personalized card required. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card Loans, How to Get Your First Credit Visit https://ingomoneyapp.com/terms-conditions/for complete details. Limits and fees apply. SeeDeposit Account Agreement (PDF)for terms and conditions. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. See Deposit Account Agreement for details. Funds are protected from unauthorized charges on successfully activated cards. SimplyCash Preferred Card from American Express. Considers applicants with fair credit. 410 reviews. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. We are committed to being fully transparent with our readers. Consolidation Loans, Search Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Enter your cell phone number and well send you a link to install the WalletHub app. SeeAccount Agreementfor details. Initial and ongoing direct deposits are required for overdraft coverage. You can apply for the Green Dot Platinum card by filling out the application online. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. 5 stars. ProtectionGuard It, Credit Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets Applying will not hurt your credit score and you'll receive a decision almost instantly. Limits apply. If approved, Green Dot . As we gain more information about the approval rates, we will update them here. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. 2.00 % Annual Percentage Yield ( APY ) is accurate as of 10/17/22 your primary deposit account Agreement PDF. Wallethub app once approved, your card or account phone Number and well you! Auto Visit, Activate your card for free for a credit card bill pay transactions may. 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