in relation to a PSSAP member means the amount specified in Rule5.1.4. means, in respect of an ordinary employer-sponsored member, contributions made by the designated employer of that member under Rule 2.2.4. means an Agency within the meaning of the Public Service Act 1999. has the same meaning as in the Superannuation Contributions Tax (Assessment and Collection) Act 1997. means an AWA within the meaning of clause 1 of Schedule 7A to the Workplace Relations Act 1996, as continued in existence as a transitional instrument under the Fair Work (Transitional Provisions and Consequential Amendments) Act 2009. means insurance coverage provided in respect of an ordinary employer-sponsored member under Division 1 of Part 4 of the Rules for death and permanent invalidity. 4.2.7 Variations in the amount of supplementary death and invalidity cover take effect from: (a) the date specified in the policy; or. 4.4.2 An ordinary employer-sponsored member may apply to CSC for supplementary income protection cover at any time. to reflect action taken under paragraph (a). These options have been designed to work for you at different stages of life to help you reach your retirement goals. Note:Regulation 7A.20 of the SIS Regulations governs the apportionment of the non-member spouse interest among unrestricted non-preserved benefits, restricted non-preserved benefits and preserved benefits. 4.2.9 Where an ordinary employer-sponsored member with supplementary death and invalidity cover dies or an application for approval of their invalidity retirement is made under Rule 3.3.1, CSC must make a claim against the policy providing the supplementary death and invalidity cover. 6.2.2 A request for reconsideration must be made in writing, or any other form acceptable to CSC, and must set out the particulars of the decision to be reconsidered. means insurance cover provided in respect of an ordinary employer-sponsored member under Division 4 of Part 4 of the Rules. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Its important to remember that the birthday rule only pertains to dependents and children covered by both parents separate insurance policies. But having dual coverage may result in medical cost savings in the long term if the two insurance companies complement each other and provide comprehensive coverage, mitigating expenses for illnesses, for example, and other types of expensive care. Contains timely interpretation and analysis of recent developments for major products production, imports, refinery operations, and inventories - accompanied by API's estimates of these data for the most recent month and graphs of major series, including product deliveries, crude oil production, imports . Crediting of fund earnings and debiting of fund losses, Crediting of earnings and debiting of expenses and losses. The APS Remuneration Survey (the Survey) is the source of data for the APS Remuneration Report (the Report), an annual snapshot of remuneration across the Australian Public Service. If a child is covered by both parents who share the same birthday, the policy in effect the longest serves as the primary plan. 6.5 CSC shall invest moneys standing to the credit of the PSSAP Fund that are available for investment only through an investment manager or managers who undertake to invest, and manage the investment of those funds on behalf of CSC. Establishment of the Public Sector Superannuation Accumulation Plan (PSSAP) and the PSSAP Fund. A basic income protection cover policy is to be on the terms and conditions, including the circumstances, agreed between CSC and the relevant life insurance company but subject to the requirements of the SIS Act. (b) in accordance with the policy between CSC and the life insurance company, the company refuses to provide cover in respect of the ordinary employer-sponsored member. In this situation, the birthday rule probably applies. 8.2 CSC may by an instrument under its seal delegate to a Reconsideration Advisory Committee established under the Rules CSCs power to reconsider its own decision or a decision made by its delegate in relation to PSSAP or the PSSAP Fund and to determine the matter by: (a) affirming the decision under reconsideration; or, (c) substituting another decision; or. (b) reports to CSC on the state of CSCs investments and the investment market at such times and in such manner as CSC determines. Same birthdays: If both parents happen to have the same birthday, the plan that has covered a parent longer pays first. has the same meaning as in the Income Tax Assessment Act 1997. in relation to an ordinary employer-sponsored member means leave of absence taken: (a) in relation to the birth of a child of the person; or, (b) because the persons pregnancy ended for reasons other than birth; or. Locked Bag 9300, Wollongong NSW 2500 (PSSap) and Locked Bag 8840 Wollongong NSW 2500 (CSCri) Last updated: 19 November 2021. 3.4.1 An ordinary employer-sponsored member may apply to CSC for income protection benefits if the ordinary employer-sponsored member: (a) is unable to work due to a temporary incapacity; and. PSSap is the super fund for current and former Australian government employees. Free directories listing all of the participants in our certification-related programs. Write a review. 2.1.2 Where an ordinary employer-sponsored member, who is employed by two or more designated employers at the same time, ceases to be an employee of one or more but not all of those designated employers, the person will not cease to be an ordinary employer-sponsored member. PSSAP Focused will help facilitate smaller refineries, petrochemical, and chemical facilities to take part in the program. Subject to the SIS Act, CSC may adjust the repaid, returned or refunded contributions for: (a) insurance premiums paid from the persons personal accumulation account during the period the contributions were held in the PSSAP Fund; (b) interest (if any) in respect of the fund earnings or fund losses for the period the contributions were held in the PSSAP Fund; and. 3.1.1 A benefit application may be made to CSC by: (a) an ordinary employer-sponsored member who: (i) paragraph deleted in the 2nd Amending Deed; (ii) has applied for approval of their invalidity retirement under Rule3.3.1; (iii) is applying for income protection benefits under Rule 3.4.1; (iv) is a transitional member who is applying for an amount of benefits to be cashed as an income product which may be a transition to retirement income stream, a non-commutable allocated annuity, a non-commutable allocated pension, a non-commutable annuity or a non-commutable pension; (b) a PSSAP member other than in the capacity of an ordinary employer-sponsored member applying under paragraph (a); (c) a PSSAP member who is applying for the payment of benefits on compassionate grounds or due to severe financial hardship; (d) the legal personal representative of a PSSAP member; (e) a person claiming to be entitled to the benefit of a deceased PSSAP member; or. means a notice in such form and manner as CSC specifies from time to time that meets the requirements of the SIS Act, given by a PSSAP member to CSC requiring CSC to pay some or all of a PSSAP members benefit on or after their death to the person or persons mentioned in the notice. Find Cheap Health Insurance Quotes in Your Area. The birthday rule says that primary coverage comes from the plan of the parent whose birthday (month and day only) comes first in the year. 4.3.1 CSC must take out a policy or policies with a life insurance company or companies in its name to provide basic income protection cover for ordinary employer-sponsored members. Note:The PSSAP is subject to provisions relating to financial management of funds (including solvency and winding up of accumulation funds) set out at Part 9 of the SIS Regulations. See Rule 3.1.12. (b) a transitional member who is applying for an amount of benefits to be cashed as an income product, which may be a transition to retirement income stream, a non-commutable allocated annuity, a non-commutable allocated pension, a non-commutable annuity or a non-commutable pension. If a married couple divorces, part of the settlement usually involves deciding who will provide health insurance for the children. Copyright 2021 - API. This compilation was prepared on 16 March 2012. I'm pretty sure this doesn't apply to the PSSap, or if it does then it must be EBA specific. Because the father also had his own health plan and his birthday was earlier in the year, the mothers insurance initially rejected the bills, noting that they should have been sent first to the fathers health insurance. 5.3.1 CSC must pay from the PSSAP Fund any amount of surcharge payable in respect of an assessment of surcharge on surchargeable contributions for a PSSAP member held in the PSSAP Fund. Consequential amendments were also made by the Superannuation (PSSap - Ordinary Employer-Sponsored Member Exclusion) Determination 2020, including to repeal Superannuation (PSSap - Former Commonwealth Ordinary Employer-Sponsored Member) Determination 2017. We invest your money. In the case of an inconsistency between the Deed and the Rules, the Deed shall prevail. National Womens Law Center. This can affect the benefits the child receives and your out-of-pocket costs for copayments and deductibles. How does the birthday rule work in health insurance? The first iteration of the birthday rule emerged in the 1970s. 7.3.6 CSC may determine the administration fees to be paid from a persons non-member spouse interest account for changing elections about choice of investment strategy. 5.1 All contributions and other moneys paid to CSC for the purposes of PSSAP, or as directed by CSC, shall be held in trust by CSC in the PSSAP Fund. 9.1 The Minister may by signed instrument delegate all or any of his or her powers under the Deed, other than this power of delegation, to: (b) an APS employee in the Department referred to in subclause 1.4; or. But for the first month of the baby's life, she was automatically covered under both parents' policies. The coordination of benefits establishes a process for determining primary and secondary insurance payers. UnnamedGoatMan 1 yr. ago. ABN 48 882 817 243 AFSL 238069 RSE Licence No: L0001397. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. 1st Amdt, 2006; 2nd Amdt, 2007; 5th Amdt, 2011. c. 1.3. c. 1.6. c. 1.8. c. 2.1. c. 2.2. c. 3.1. c. 3.2. c. 3.3. c. 3.4. C. 4 c. 5.1. c. 5.2. c. 5.3. c. 5.4. c. 5.5. c. 6.2. c. 6.3. c. 6.4. c. 6.5. c. 6.6. c. 7.1. c. 8.1. c. 8.2. c. 8.3. c. 9.1. R. 1.1.1 R. 1.2.1 am. The assessors who make up our process safety site assessment teamshave an invaluable amount of experience, which results in "world class" assessments for your facilities. If the primary carrier pays 80% of the claim $800 the secondary insurer could then pay the remaining $200, provided, of course, that the services are covered and the deductible has been met. 7.1 CSC shall furnish to the Minister such information relating to the general administration and operation of PSSAP and the PSSAP Fund as the Minister may from time to time require. For example, if the mothers plan has covered the child longer than the fathers plan, then the mothers plan is the primary policy. Target Market Determination. To prevent those kinds of payment problems, when children are covered under each parents group health plan, one plan is designated as primary and the other secondary. It states that the health plan of the parent whose birthday comes first in the calendar year will be designated as the primary plan. It would be a fair choice if all insurance plans provided equal coverage at the same cost. Delegations by the Minister for Finance and Administration. If coverage for both plans started on the same day, the birthday rule applies. as shown in this compilation is amended as indicated in the Tables below. , under Rule 4.1.7, a premium payable for, (a) whether it is prepared to provide the cover for that, (b) if so, the cost of the premium, including any extra cost where the, must provide the responses to the questions in paragraphs (a) and (b) from the, (d) where, under Rule 4.2.13, a premium payable for, (e) the date the insurer ceases to provide, Subject to Rule 4.2.13, the cost of the premium for, (b) in accordance with the policy between, , under Rule 4.3.6, a premium payable for, may make a claim against a policy providing, insurer in response to a claim are paid to the, it is prepared to provide the cover for that, , the cost of the premium, including any extra cost where the, , under Rule 4.4.11, a premium payable for, Subject to Rule 4.4.11, the cost of the premium for, (e) the interest credited (if any) in respect of fund earnings on the persons, (h) any amount credited to the persons, (i) amount of any tax offset as determined by, If any or all of the following amounts are paid from the, payable under Rule 4.1.6, 4.2.12, 4.3.5 and 4.4.10 paid from the persons, in respect of fund losses on the persons, (d) any benefit paid to or in respect of the, In determining the amount referred to in Rule 5.2.1, (a) the charges, costs and expenses incurred in the investment of amounts in all, is subject to provisions relating to financial management of funds (including solvency and winding up of accumulation, possible surcharge assessments received in respect of surchargeable contributions made on or after 1 July 2005 (legislation has been introduced in Parliament to abolish the surcharge from 1 July 2005), Rule 5.3.1 will cover surcharge assessments received in relation to surchargeable contributions made before 1 July 2005 and transferred by, If any moneys paid to or withdrawn from the, (a) in the case of moneys paid by mistake refunding those moneys to the person who paid them to the, (b) in the case of moneys withdrawn by, taking all reasonable steps to recover the moneys and doing all things necessary to correct the records of the, all things necessary to correct the records of the. You can also change insurance carriers. 3.2.3 If, after making reasonable enquiries, CSC upon the death of a PSSAP member has not found either a legal personal representative or a dependant of the deceased PSSAP member, CSC will pay or apply the deceased members total benefit to or for the benefit of such one or more individuals as determined by CSC. Each Part is further divided into Divisions addressing unique groupings within the Part and each Division is made up of Rules containing specific provisions. Centers for Medicare & Medicaid Services. This is an updated birthday rule that took effect on January 1, 2020. 3.1.8 If CSC receives a benefit application from or on behalf of an ordinary employer-sponsored member pursuant to Rule 3.1.1(a)(iii), the member, subject to Rules 3.4.2 and 3.4.5, is entitled to income protection benefits in accordance with Rule3.4.3. Requests by Minister for Information, 8. Its not always wise to keep both a primary and secondary plan. Note:CSC may make a claim against a policy providing income protection cover. To ensure that CSC is keeping customers at the centre of our approach to the design and distribution of our products, a Target Market Determination (TMD) has been made for ADF Super, PSSap and CSCri. The assessment protocols include a method to score the effectiveness of the implementation of the separate components of the process safety programs. Before the child is born, its wise to compare plans and see whether its wise to keep two plans or go with the secondary plan only. 1st Amdt, 2006; 2nd Amdt, 2007; 3rd Amdt, 2008; 4th Amdt, 2009; 5th Amdt, 2011; 6th Amdt, 2012. Review my Super Ranking. replace or be interpreted as industry standards or recognized and generally accepted good engineering practices; provide a definitive, required, and/or prioritized list of site requirements; provide a detailed review of OSHA PSM requirements; or. For example, Rule 2.3.1 is the first Rule in Division 3 of Part 2 of the Rules. The year of birth of the parents is not considered. means an ordinary employer-sponsored member who has attained their preservation age. After the newborn came home safely, the couple was surprised to get hit by a $200,000 bill for the NICU stay. 4.2.6 An ordinary employer-sponsored member may vary the amount of supplementary death and invalidity cover at any time before the cover ceases to be applicable, provided the relevant life insurance company is prepared to provide the varied cover. Is that True? This program will primarily involve the assessment of a sites process safety systems by independent, credible, third party teams of industry-qualified process safety expert assessors. Although the birthday rule is the general standard, there are various situations where other procedures are followed in determining which policy is primary: If both parents have the same birthday, the primary plan will be the one that has been in effect longer. means a workplace agreement within the meaning of section 4 of the Workplace Relations Act 1996, as continued in existence as a transitional instrument under the Fair Work (Transitional Provisions and Consequential Amendments) Act 2009. means a workplace determination within the meaning of section12 of the Fair Work Act 2009. Analysis: 1. The mothers insurance was far more generous, but it took years of cutting through red tape and national media attention to rectify the issue. 2.1.3 Where a person is an ordinary employer-sponsored member in respect of two or more concurrent employments, CSC may maintain one personal accumulation account for the member. 1. The birthday rule usually comes into play for newborns, when infants are covered by two separate policies provided by the mother and father. Most people tend to have just one health insurance policy. What Is Minimum Essential Coverage, and Why Does It Matter? The birth year is not taken into consideration. Cessation of supplementary death and invalidity cover. 6.2.1 A person affected by a decision in relation to PSSAP made by a delegate of CSC may request CSC to reconsider the original decision. Applying for supplementary death and invalidity cover. CSC may offer non-member spouse choice of investment strategy. 3.1.4 On receiving a benefit application from or on behalf of a PSSAP member pursuant to Rule 3.1.1(b), CSC must pay to or in respect of the member a lump sum amount of such part of their total benefit as requested in the benefit application, subject to the SIS Act. If you have a clear preference for which policy would provide better coverage, you might prefer to insure the child on just the policyespecially if the other parent's policy would end up being primary under the birthday rule. 7.3.4 CSC may offer a non-member spouse the opportunity to elect to have amounts held in his or her non-member spouse interest account invested in accordance with a particular investment strategy. What Is a Health Reimbursement Arrangement? Rather, theyre common claims practice and not all plans follow these customs. 3.1.12 Where a part of the total benefit is paid to or in respect of a PSSAP member under this Division, the remainder of the benefit is retained in the personal accumulation account of the PSSAP member unless a roll-over application or benefit application is made in relation to the remainder of the benefit. 2.2.6 The designated employer of an ordinary employer-sponsored member must pay basic employer contributions and any additional employer contributions in accordance with any determination of CSC under Rule 2.2.5. means contributions paid by a PSSAP member under Rules 2.3.1, 2.3A.1 or 2.3B.1. 6.3 Moneys that, by virtue of subclause 6.2, are required to be invested by CSC may be invested in any manner and, without limiting the generality of the foregoing, may be invested by CSC jointly with another person or other persons. may provide that, when a splitting agreement or splitting order is received by CSC in respect of a superannuation interest under the Act; may include any other provision that is related to, or consequential on, provisions referred to in paragraph (a) concerning a splitting agreement or splitting order; Minister of State for Finance and Administration; onwealth Ministers administer Departments which have functions in relation to the administration of matters to which the Deed relates, the Minister who administers the Department which has the function in relation to each of those matters; or, 1.5 In this Deed, APS employee has the same meaning as in the, Subclauses 1.3, 1.6 and 1.8 deleted in the 5, (a) in relation to the period from 1 July 2005 to immediately before the commencement of the, (b) in relation to the period immediately following the commencement of the, (h) establish a Reconsideration Advisory Committee or Committees to examine and report on decisions of CSC and its delegates under the Rules relating to e, ntitlements to benefits of PSSAP members and non-member spouses entitled to benefits, (m) charge reasonable fees in relation to the administration of the PSSAP Fund, including arrangements connected with PSSAP members and non-member spouses choosing particular investment strategies and arrangements connected with splitting of superannuation interests under the, 3.3 In exercising its functions and powers, CSC shall comply with the requirements of the, 8.4 Section 34AA and paragraphs 34AB(a), (b) and (d) of the, 8.5 Section 34A and paragraphs 34AB(c) and (d) of the, RULES FOR THE ADMINISTRATION OF THE PUBLIC SECTOR, Division 2 Crediting of fund earnings and debiting, Division 2 CSC to establish a non-member spouse, Division 3 Rights and restrictions applying to a, These Rules are divided into 7 Parts, each dealing with a major aspect of the operation of, How you become a member of PSSAP. Subclauses 1.3, 1.6 and 1.8 deleted in the 5th amending deed. Also covers the payment to CSC of contributions and transfer amounts in respect of an ordinary employer-sponsored member of PSSAP by designated employers and by or on behalf of employees and the transfer of amounts to the plan from other superannuation entities. Also, where an ordinary employer-sponsored member ceases to be employed by one designated employer but immediately afterwards becomes an employee of another designated employer, the person does not cease to be an ordinary employer-sponsored member. 5.1.3 The personal accumulation account records the accumulation amount of a PSSAP member. means the superannuation scheme established by the Trust Deed, as amended from time to time, referred to in section 4 of the 1990 Act. PSSap is a Non public offer Public Sector fund. Idaho: You have 63 days from your birthday to change to another Medigap plan with the same level or a lower level of benefits. AU BNF1 2020. Assessment of applications for income protection benefits. The plan carried a high deductible of $12,000, high coinsurance payments and a network of providers focused in another state. Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. The Superannuation (PSSAP) Trust Deed (in force under section10 of the Superannuation Act 2005) as shown in this compilation is amended as indicated in the Tables below. For information about becoming an assessor, please see the Assessor Qualification Process and Assessment . 3.1.15 Subject to the SIS Act, if CSC receives a roll-over application from a PSSAP member under Rule 3.1.13(a), CSC, where required by the SIS Act, must, and, where not so required, may roll-over or transfer so much of the persons total benefit as is requested in the roll-over application to a superannuation entity, RSA or life insurance company. Part 24 of the Fair Work Act 2009 commenced on 1 July 2009 (see F2009L02563). In 1984, the National Association of Insurance Commissioners (NAIC) developed the current version of the birthday rule as part of its coordination of benefits model, which establishes a process for determining primary and secondary payers. The bill is currently in the House Subcommittee on Health. If medical issues do not exist for the baby, parents providing dual coverage usually select the plan they want for the newborn by the end of the 30-day coverage period. His writing on insurance and small business has been featured in 7x7, Brit + Co, Intuit Quickbooks, Bankrate, Policygenius and Lendio. 4.1.6 Subject to Rule 4.1.7, the premium for basic death and invalidity cover provided in respect of an ordinary employer-sponsored member is the amount determined by CSC, being the same amount as the amount of premium specified in the basic death and invalidity cover policy, and must be deducted from the personal accumulation account of the ordinary employer-sponsored member. 7.3.3 Subject to the SIS Act, the rights of persons claiming death benefits upon the death of a non-member spouse in relation to their non-member spouse interest are the same as the rights of persons claiming death benefits upon the death of a PSSAP member in relation to the interest in the PSSAP Fund of the deceased PSSAP member. 4.1.4 Any amount paid by a life insurance company to CSC in response to a claim under Rule 4.1.3 against a policy providing basic death and invalidity cover must be paid into the PSSAP Fund and is credited to the personal accumulation account of the ordinary employer-sponsored member. But it's also important to understand how the birthday rule works and to be aware of which plan will be primary and which will be secondary. Then the secondary insurer steps in and picks up some or all of the remaining out-of-pocket costs that the primary insurance didnt pay (i.e., the deductible, copay, or coinsurance, or costs for specific services that arent covered under the primary plan but that are covered under the secondary plan). Again, this birthday rule is different than birthday rules about how insurance plans coordinate for children when both parents have health insurance plans. supplementary death and invalidity cover. 4.3.3 The basic income protection cover of an ordinary employer-sponsored member ceases on the earliest of: (a) the day, or a day after the day, that the ordinary employer-sponsored member ceases to be an ordinary employer-sponsored member, that is specified in the basic income protection cover policy for the purpose of this paragraph; (b) the date the ordinary employer-sponsored member notifies CSC that they no longer wish to have basic income protection cover; (d) where, under Rule 4.3.6, a premium payable for basic income protection cover has not been paid on the day on which the premium became payable and the terms of the basic income protection cover policy provide for cover to end when premiums cease, the day after the day on which the cover ends due to non-payment of premiums; and. Axis P3245-lve Price, Diabolique Streaming, The Broken Hearts Gallery Cast, Dragon Ball Z: The World's Strongest (ocean Dub), Aliyah Israel Requirements, Where Do You See Yourself In 5 Years Joke, Stefan Dennis Age, Liquor Belfast, Pssap Birthday Rule, Abbacchio Nendoroid, Relation Between Mathematics And Philosophy, Cignall Wallan Opening Hours, Where To Watch Scandinavian Shows Online . Deeds & Trust Deeds as amended, taking into account amendments up to Sixth Amendment of the Superannuation (PSSAP) Trust Deed. And health plans are not required to cover costs associated with labor and delivery for dependents. means the day on which a regular salary payment is made by a designated employer to an ordinary employer-sponsored member and, in the case of an ordinary employer-sponsored member who: (a) is referred to in Rule 2.2.2(b); and. This birthday rule starts on March 1, 2022. Many families choose to add children to just one parents plan, but some choose to add them to both plans, especially if the employers cover a significant portion of the monthly premiums. That's not a PSSaP rule, my department changed to ordinary time earnings in our . Choose Investment Option. This compilation was prepared on 16 March 2012 taking into account the Sixth Amending Deed 2012, Prepared by the Office of Legislative Drafting and Publishing, Attorney-Generals Department, Canberra, 1. 2.4.1 Subject to the SISAct, an ordinary employer-sponsored member may transfer or roll-over any or all of the following amounts to CSC as a transfer amount: (a) a roll-over superannuation benefit; (b) a directed termination payment; (c) an amount of shortfall component payable to, or in respect of, the person in accordance with the Superannuation Guarantee (Administration) Act 1992; and. RULES FOR THE ADMINISTRATION OF THE PUBLIC SECTOR SUPERANNUATION ACCUMULATION PLAN (PSSAP) (THE RULES), Division 2 Words and phrases used in the Rules, Explanations of certain words and phrases, Division 2 Contributions by employers, Basic contributions by designated employers, Method of payment of employer contributions, Method of payment of employee contributions and eligible spouse contributions, Amounts that may be transferred or rolled-over into the PSSAP Fund, Payment of benefits to a PSSAP member who has ceased to be an ordinary employer-sponsored member, Payment of benefits to a PSSAP member on compassionate and financial hardship grounds, Payment of benefits to ordinary employer-sponsored members, Payment of benefits to a legal personal representative where member not deceased, Payment in accordance with a release authority, Applications for roll-over or transfer of benefits, Payment of benefits to eligible roll-over fund, Who is entitled to be paid death benefits, Application for approval of invalidity retirement, Division 4 Income protection benefits, Assessment of applications for income protection benefits, Division 5 Retirement income products, Division 1 Basic death and invalidity cover, Provision of basic death and invalidity cover, Basic death and invalidity cover premiums, Cessation of basic death and invalidity cover, Division 2 Supplementary death and invalidity cover, Applying for supplementary death and invalidity cover, Advice to CSC and ordinary employer-sponsored member, Variation of supplementary death and invalidity cover, Cessation of supplementary death and invalidity cover, Supplementary death and invalidity cover premiums, Division 3 Basic income protection cover, Provision of basic income protection cover, Cessation of basic income protection cover, Division 4 Supplementary income protection cover, Applying for supplementary income protection cover, Advice to CSC and ordinary employer-sponsored member, Variation of supplementary income protection cover, Cessation of supplementary income protection cover, Supplementary income protection cover premiums, Division 1 Personal accumulation account, CSC must keep personal accumulation accounts, Division 2 Crediting of fund earnings and debiting of fund losses, Crediting of earnings and debiting of expenses and losses, Application of the Superannuation Contributions Tax, CSC must redirect incorrectly paid amounts and correct the PSSAP Fund, CSC must redirect incorrectly paid amounts and correct personal accumulation accounts, CSC must return contributions that should not have been accepted, Division 1 Reconsideration Advisory Committees, Establishing Reconsideration Advisory Committees, CSC responsibilities to Reconsideration Advisory Committees, Recommendation by Reconsideration Advisory Committees, Division 2 Reconsidering delegates decisions, Decision to be notified to affected person, Division 3 Reconsidering CSC Decisions, Division 4 CSC initiated reconsiderations, CSC may initiate a reconsideration of a decision, Part 7 Family Law Superannuation Splitting, Division 1 CSC powers and duties: superannuation interests subject to payment split, Powers and duties of CSC: adoption of SIS Regulations, Division 2 CSC to establish a non-member spouse interest account where a non-member spouse interest is created, CSC to establish a non-member spouse interest account, CSC to consolidate non-member spouse interest account and personal accumulation account, Division 3 Rights and restrictions applying to a non-member spouse interest, CSC may determine terms and conditions for non member spouse interest, CSC may offer non-member spouse choice of investment strategy, CSC may not take out insurance policy for non-member spouse, Employee contributions not able to be credited to non-member spouse interest account. 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